General Insurance


Mediclaim Insurance is a hospitalisation benefit policy offered by public and private sector general insurance companies. The policy provides for reimbursement of Hospitalisation / Domiciliary hospitalisation expenses for illness/ disease suffered or accidental injury sustained during the policy period. The policy pays for expenses incurred under the following heads: A) Room, Boarding Expenses in the Hospital/ Nursing home. B) Nursing expenses. C) Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist fees. D) Anesthesia, Blood, Oxygen, Operation theatre Charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials, and X-Ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of organs and similar expenses.

The liability in respect of all claims admitted during the period of insurance shall not exceed the sum insured for the person as mentioned in the schedule.


Health insurance:

  1. 1.       Health insurance for 60 and above.

We are covered and feeling empowered

                Hey! Do you want to join them? I’m going.



  1. 2.       Day care expenses.

Cataract surgery                                              Kidney stone removal etc…

  1. 3.       Health insurance for 6 months post-hospitalization.


  1. 4.       A policy covers upto 13 relationships.


  1. 5.       Maternity + 12 years vaccination expenses.



  1. 6.       Restore benefits.


  1. 7.       Multiplier benefits.


  1. 8.       A policy with least sub-limits & sub-conditions.


  1. 9.       In-house claim settlement.

  1. 10.   Extra loading.

Free from loading


  1. 11.   Guaranteed renewal lifelong.

 Guaranteed lifelong renewal

  1. 12.   Additional benefits for the same hospitalization.


Fire and burglary

Standard Fire and Special Perils Policy

Under this insurance, the perils insured are fire, lightning, explosion / implosion, impact damage, aircraft impact, bursting / overflowing of water tanks / pipes / apparatus, sprinkler leakage, storm, cyclone, typhoon, hurricane, tempest, tornado, flood, inundation, subsidence, landslide (including rock slide), riots, strikes, malicious damage, missile testing operations. Additionally, there are options to insure Earthquake and Terrorism risks and a host of other add-on covers.


A spark can ignite and burn the entire floor.  Don’t worry! It’s insured and secured.



Burglary provides financial compensation against loss or damage to property contained in your premises by acts of Burglary and or Housebreaking. Covers loss of merchandise, furniture, equipment, fixtures due to force and violence to the exterior of a business’s premises in order to gain entry, and damage to the premises of the business as the result of the burglary.

Get yourself insured before it is too late

Get alert and insure yourself or you will be fired.



Marine Insurance:
Marine insurance
covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination.

Choose what do want??? (Emphasize on pics)

Secure your cargo through insurance and restore your losses.


Travel Insurance:

Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one’s own country, or internationally. Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame.

It’s time to travel….

Protect yourself from the financial losses with the string of insurance.


  • Coverage of Medical Expenses: Travel Guard takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
  • Checked Baggage Loss: Compensation for the loss of checked in baggage.
  • Baggage delay: Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
  • Loss of Passport: Compensation for expenses incurred in obtaining a duplicate or new passport.
  • Personal Liability: Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
  • Hijacking: In an unfortunate event of your common carrier in which you are traveling; being hijacked, this product will pay a distress allowance to you.
  • In-hospital Indemnity: Travel Guard pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
  • Trip Delay: Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
  • Automatic-extension of the policy: Travel Guard allows you to extend your policy upto a period of 7 days from the policy expiry date.

Personal Accident: Travel Guard gives you worldwide coverage against Accidental Death and Dismemberment while you’re abroad anywhere in the world.

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This entry was posted on Saturday, April 14th, 2012 at 6:07 am and is filed under Products. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.